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Condo Insurance Illinois

If you have a townhome or condo, you will have atypical insurance requirements than the standard one family homeowner. Not only would you own your separate condo, you also share ownership within the shared areas & overall structure of the building.

We understand that condos might not be considered a traditional house. However, it will require insurance of a specific type. For those people who have just bought a condo or are currently living in a condo make sure to ask questions regarding your condo insurance policy and what it covers. A condominium insurance policy is not the same as a Condominium Association Insurance Policy. COA Insurance covers shared areas and not your personal unit. Condominium Insurance provides financial reimbursement for your unit, including furnishings, home equipment, cooking areas, bathrooms and your personal things. Do you plan on remodeling your condo/townhome? Don’t forget to inform your agent if you plan on making any enhancements to your condo, so they can add any enhancements done to your unit on your insurance package, including wall units, renovations, wallpaper, etc… We have written thousands of policies for condo owners so we believe we are specialists in condominium insurance and are very conscious of the difficulties which could take place when trying to find an affordable condo insurance policy.

Why would you need Condo / Town Home Insurance coverage?

Chances are your condominium association will have insurance covering communal locations and grounds, However it does not cover reparations for your condo, If a mishap or theft occurs within your condominium, you’ll need fiscal protection. That’s why Powers Insurance Partners will tailor an insurance package to fit the exclusive needs of condo / town home owners

  • Smoke damage
  • Theft
  • Vandalism
  • Accidental overflow from plumbing
  • Accidental electric destruction to home equipment
  • Personal liability protection for you, your wife, or relations living with you
  • Insurance coverage against claims you’re legally obligated to pay
  • Payment of the price of defending legal cases against you
  • Medical/Health bills of others
  • Unintended death benefits

There are ways to save on condominium homeowners insurance, Powers Insurance Partners offers savings for :

  • Monitored fire and burglar alarms
  • Local ultrasonic burglar alarms
  • Fire extinguishers
  • Deadbolt locks on all exterior entryways
  • Sprinkler systems
  • Combined your insurance with additional Powers Insurance Partners’s Insurance plans

With numerous plans and options on insurance coverage many individuals find themselves overwhelmed once they get a Condo Insurance quote, we can walk you through it so we can developed the right policy for you.

For further info on Condo Insurance contact Powers Insurance Partners at 773-718-8902 or fill out our form above for your online Insurance Quote Today